It’s early 2020, the COVID-19 pandemic has halted the economy, and many businesses and industries shut down to obey the various stay-at-home orders. As a result, thousands have lost their jobs or source of income (such as rental payments). The ripple effect is stressing their financial stability and overall ability to pay back outstanding loans such as mortgages, auto loans, credit cards, medical bills, and student loans. While the government did what it could to ease the burden for some, the debt crisis ballooned. To ensure that the current economic and financial instability caused by the global pandemic will not permanently keep students on the debt treadmill, Fitzgerald & Campbell, APLC provides affordable legal service to help them reduce or pay off their loans while exploring customer protection rights available to them.
Fitzgerald & Campbell, APLC is a California-based law firm providing legal representation on all debt related cases such as attorney fee debt, auto-related debt, bankruptcy, business debt, collection harassment, collection lawsuits, credit card debt, debt settlement, judgments, medical debt, insurance company claims/lawsuits, and payday/cash advance debt.
Dubbed the “debtor protectors,” Fitzgerald & Campbell, APLC was founded by industry experts Gregory Fitzgerald and William Campbell to provide its clients with the most competent legal counseling along with a personalized plan to help them get out of the financial crisis by exploring the legal options available to them and through negotiations. The firm emphasizes that no one has to bear the burden of debt alone and assures its clients that even amid the pandemic and its aftermath, its lawyers are still putting them first to ensure they do not fall further into the rabbit hole of insurmountable debt.
“The pandemic has certainly affected the courts and other government and private institutions. For all these reasons, you need to know your lawyers are still fighting for you and taking steps to ensure you are always protected,” Fitzgerald explained. “As a large firm, we have several teams of experienced professionals to assist you so that we are best equipped to outlast even the most perilous circumstances such as these.”
In a recent statement, founding partner Fitzgerald educated the public on the firm’s stance on an article published by a student loan lender regarding the Statute of Limitations (SOL) on debt. He explained: “The expiration of the statute of limitation (SOL) does not mean you no longer “owe” the debt. It merely means the debtor can win a lawsuit brought by a creditor if the lawsuit is filed after the expiration of the time identified in the applicable SOL. Lawsuits on some debts become “time-barred” based upon the applicable state’s SOL law.”
He states the article was grossly misleading when it stated there is no SOL on student loans.
By encouraging clients to know their consumer protection rights, Fitzgerald & Campbell APLC provides affordable legal representation with effective results.
To learn more about Fitzgerald & Campbell, APLC on their website.